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Private, Instrument, and Commercial Students

Interest begins accruing on disbursed amount and no monthly payment required by student. $25,000 minimum loan amount.

Time Building Phase

$150 minimum monthly payments for up to 18 months* while building flight hours.

Grace Period

$150 minimum monthly payment for up to an additional 3 months*.

Post-Grace Period

Full principal and interest payments required.

3, 5, 7, 10, & 20 year post-graduation repayment

Terms and Conditions apply. Additional finance fees apply. Meritize branded loan products are educational loans issued by Meritize Lending, LLC**. Meritize reserves the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Meritize’s underwriting requirements.

*If approved for a loan the actual loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors.

**Meritize Core Loans for Aviation feature fixed and variable rates. For up-to-date rates, visit www.meritize.com. Loans may have an origination fee of 3-5% or $995, whichever is the lesser amount, which is deducted from the proceeds. For example, a median fixed rate loan of $60,000 will have an origination fee of $995 with an interest rate of 7.3% (as of 03/17/22) and a 7.26% APR for a 10-year fixed rate loan. A median variable rate loan of $60,000 will have an origination fee of $995 with an interest rate at 1 month SOFR + 5.35% (as of 03/17/22) and a 5.55% APR for a 10-year variable rate loan. Meritize does not warrant or guarantee any claims made herein, including, but not limited to, gaining admission to a program, concerning the quality or financial strength of any educational institution, securing funding or obtaining employment. Our final loan offer may differ as a result of the school chosen and the associated cost of tuition. Meritize does not offer educational loans in the following states: IA,IN, ME, ND, NV, SD, VT, WI, WV, WY, PR. All rights reserved.